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We verify applicant and credit information through national databases including, but not limited to, Clarity, Factor Trust, and Microbilt.

**One of our customer service representatives will help you complete the loan process prior to funding the loan which will include verification of your information. Comet Loans are funding by Automated Clearing House (ACH) electronic crediting directly to your bank account. ACH transfers that are completed by 6:00 pm MST will usually be available the next business day.

Comet Loans is a Native American owned business operated by Tonto Apache Tribe, a sovereign nation located in the United States. Comet Loans abides by all applicable federal laws and regulations and tribal law as established by the Tonto Apache Tribe.

Please note: This is an expensive form of borrowing. Comet Loans installment loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Prompt repayment of Comet Loans will reduce the costs associated with borrowing and is recommended by Comet Loans. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.

Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Arkansas, Colorado, Connecticut, Georgia, Minnesota, New York, New Mexico, North Carolina, Pennsylvania, South Dakota, Utah, Vermont, Virginia, and West Virginia are not eligible to receive a loan through this website.

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